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    1. Service categories
    2. Planning and implementation services
    3. Financing services
    Philips Capital Financing Solutions
    Planning services

    Financing services

    Philips Capital offers innovative healthtech financing solutions designed to bridge the gap between budget constraints and clinical priorities

    At Philips Capital, we offer tailored financing solutions that cover medical equipment, software, services, and IT infrastructure. We provide a broad range of financing and payment options to best suit your particular budgetary requirements.

    We have a global network of banking and financial institutions to help us design financing solutions to address your healthcare challenges, whether that is improving cash flow, optimizing your Total Cost of Ownership (TCO) or responding quickly to change in demand and market dynamics.

    Philips Capital Financing Solutions

    Break through financial barriers and overcome healthcare challenges

    It is vital to invest smartly to align your financial and clinical priorities.
    At Philips Capital, we understand that financing is key to advancing healthcare. Budget cycles, staffing shortages, and rising costs can hinder access to new technology. That’s why we offer innovative financing solutions to bridge budget constraints and clinical needs. Our tailored financing empowers healthcare providers and channel partners to acquire vital medical technology and services, improving patient care while balancing costs.
    Leases
    Leasing solutions help you acquire medical equipment with tailored valuations and payment structures that fit your healthcare needs and cash flow requirements. Our financial specialists design lease options that minimize upfront investment while ensuring access to the latest technology.
    With leasing, you can preserve capital, avoid ownership burdens, and align cash flow through flexible payment plans. As your care needs evolve, seamless upgrades keep your equipment up to date, supporting long-term operational efficiency.
    Read more
    Philips Capital Loans and Extended Payment Terms
    Loans and Extended Payment Terms
    Loans and extended payment terms help you acquire healthtechsolutions with fixed or flexible installments, spreading high upfront costs over the equipment’s lifecycle. This right-to-own approach provides financial flexibility, making it easier to invest in the technology you need while managing cash flow effectively.
    With predictable payments, you can simplify budgeting and reduce financial strain. Customizable terms align with your operational needs, allowing you to preserve cash and explore new funding sources for other priorities.
    Read more
    Philips Capital Loans and Extended Payment Terms
    Channel Partner Finance
    Channel Partner Finance helps you optimize working capital, expand regionally, and support your customers with strategic financing solutions. Whether through trade, export, or end-customer financing, you gain the flexibility to invest in growth while maintaining financial stability.
    With targeted financing, you can improve cash flow, offer long-term support to customers, and unlock new regional opportunities. This approach enables you to scale your business while preserving liquidity for ongoing operations.
    Read more
    Philips Capital Channel Partner Finance


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    Your partner in innovative financing solutions
     Dr. Benedictus R. Widaja
    Frequently asked questions

    We offer a wide range of customized financing solutions to acquire Philips health technology, including medical equipment, IT solutions and professional services. These include Leases, Loans & Extended Payment Terms and Channel Partner Finance solutions. We also provide advanced finance services to address specific requirements and situations, such as Export Credit Agency Financing Structure (ECA), healthcare related Public-Private Partnership funding and Project Financing.​

    Financial pressures are a top concern for healthcare leaders globally. According to our Future Health Index report, 96% of healthcare leaders report facing financial challenges, with 81% stating these challenges directly impact patient care. Access to advanced medical equipment is crucial for high-quality care, but it often depends on available funding. Philips Capital offers financial solutions to help healthcare providers overcome these barriers and meet their healthcare goals.

    Philips Capital’s healthcare financing offers key benefits to support clinical and financial goals. It enhances cash flow through diverse funding sources, making advanced technology more affordable and optimizing total cost of ownership.

    The solutions provide agility to adapt to patient needs and market changes, support digitalization with investments in digital health tools, and ensure lifecycle management for timely upgrades. Philips Capital also enables investment in eco-friendly, energy-efficient technology to help healthcare providers meet their goals effectively.

    Philips Capital provides reliable and flexible financing packages for care providers and channel partners to better navigate these uncertain times and respond to shifting economic dynamics and volatile interest rates. Our financing solutions range from deferral payment programs, rental programs and access to our global network of Export Credit Agency Backed Financing (ECA), providing a secure way to keep businesses moving forward.

    We can provide financing virtually anywhere you are! Philips internal workforce of healthcare financing experts works with an extensive global network of financial partners who operate in multiple regions worldwide, including North America, Europe, Greater China, Latin America, Asian Pacific, Middle East & Turkey and the Indian Subcontinent. We are continuously expanding our network of financial partners to support healthcare providers and Philips channel partners wherever they are located.​

    We are not a bank or a care provider. Instead, we are a one-stop-shop for financing services. We work closely with you and our trusted external financial partners to develop a concept and payment structure that is tailored to meet your expectations. You will be working with people who speak your language and understand your local healthcare and finance environment.

    Documentation

    Your Partner in Financing Digital Transformation
    PDF|(2.38 MB)
    An Enterprise-wide Approach to Lifecycle Investment
    PDF|(5.48 MB)
    Your Partner in Sustainable Healthcare Financing
    PDF|(637.71 KB)
    Invest Smartly with Philips Capital
    PDF|(966.41 KB)


    Disclaimer
    This content is for general information purposes only and does not constitute a financing offer on the part of Philips. Any financing offer will be subject to customization, applicable terms and conditions, and financier approval. Financing offer and applicable terms and conditions may change without notice.